Month: July 2013

New Credit Scoring Makes Sense

Your credit score is one of the most important numbers to manage since it determines your credit-worthiness and the likelihood you will pay back a loan. The Fair Isaac Corporation Score (FICO) is the best and most widely used credit score in the U.S. The FICO Score is based on: * 35 percent – Record […]
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The No 1 Thing Successful People Always Do!

Bernard Marr Well, we all want to be successful, right? Success is most commonly understood as making a lot of money or having a stellar career in business, sports or entertainment. However, success can equally mean being successful at a hobby or learning a new skill, successfully raising great children, being a wonderful spouse, successfully […]
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The One Thing Successful People Never Do

Bernard Marr Success comes in all shapes and colours. You can be successful in your job and career but you can equally be successful in your marriage, at sports or a hobby. Whatever success you are after there is one thing all radically successful people have in common: Their ferocious drive and hunger for success […]
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Are Leaders “Wired” Differently?

By Rob Stott A new study found that psychological and neurological complexities of the brain can contribute to a leader’s ability to adapt to changing environments and demands. That conclusion may reshape the future of leadership training. What separates the Margaret Thatchers, Ronald Reagans, and other great leaders of the world from others? According to a new […]
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What Does It Take to Be Wealthy? $5 Million

Are all millionaires wealthy? Not if you ask them. A whopping 70% of those with at least $1 million in investable assets don’t consider themselves to be wealthy, according to a survey of 4,500 affluent investors by UBS. Rather, it’s only when they hit the $5 million mark that millionaires begin to feel “wealthy.” Why […]
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The Best-Paying College Majors

According to Payscale, there are 130 majors that colleges offer. For those starting college or going back to school, choosing a major can be a daunting task. Based on data from 1,000 universities and graduates with bachelor’s degrees only, listed here are the top-paying 24 college majors for 2013. The mid-career salary reflects pay 15 […]
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Deduct Charity Travel Expenses

  If you travel while doing charity work, you may be able to deduct some of your travel costs. According to the IRS, here are five things you should know:   1. The charity must be an IRS-qualified tax-exempt organization. 2. You cannot deduct the value of your services, only unreimbursed travel expenses. 3. The deduction only qualifies […]
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How To Create A Financial Plan

When people think of a financial plan, many assume it involves setting up a budget, saving for retirement and looking for good investment products. But a financial plan goes much deeper than that. If properly done and updated regularly, it could mean the difference between financial independence and financial dependence. Here are key steps on how to […]
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