Retirement is something that not everyone likes to think about. It can be daunting for some as they may wonder how they’ll cope on what they’ve managed to save so far and the implications this could have on when they can retire. However, ignoring retirement doesn’t take away its inevitability. It’s best you start making…

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If you’re thinking about planning your retirement but need more information about it, then you’ve certainly come to the right piece of information online. What is Retirement Planning? When you’re employed, you don’t need to worry much about your source of income. You know that you work for your employer and in return they pay…

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As the year draws to a close, you should run through this last-minute checklist of tax planning issues that can help you keep more of your hard earned money or avoid any tax problems! Max Out Your Work Retirement Accounts (401(k), 403(b), etc). You can contribute up to $18,000 in your 401(k) for 2015. If…

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In order to maximize your retirement benefits, it is important to meet certain deadlines. If you don’t take action on these age-based cut-off dates, you can trigger penalties, fees, and miss out on extra benefits for social security, IRAs, 401(k)s, and other retirement accounts. Make sure you take these important ages for retirement into account when…

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Getting Ready for Retirement When you retire, you have more control over your time, and finally have enough leisure to do what you want. While taking control of your time may not require a lot of advance planning, taking control of your retirement finances does. You need income you can count on, year in and…

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The past two weeks we covered some last-minute tax planning tips on what to do before the end of the year. Here is the final article in the series. If you need free tax help and qualify, visit our other articles for more information, where you also will find top finance and tax apps for…

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As the end of the year approaches, we are busy with holidays, family and travel, but this also is a good time to do some last-minute tax planning. With tax cuts expiring last year, taxes will go up for some people on their income and capital gains. In addition, several tax exemptions are being phased…

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This article series covered America’s Retirement Crisis and how to deal with it. Please click for Part I and Part 2 of this article series! Here are some more strategies to help ensure that your assets last as long as you need them to. FIGHTING THE EFFECTS OF INFLATION Inflation is known as the silent thief since it…

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For years, people planning for retirement have used the 4 percent rule of thumb to determine if there is enough money saved to retire. To use the rule, you take the total value of your retirement accounts and calculate 4 percent of it. That amount is how much you can withdraw the first year and…

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