There are many ways to achieve financial independence without necessarily increasing our workloads. In this age of the side hustle, we can earn from social media accounts, general web browsing, and, of course, good old stock trading.  While you may assume that only high-flying wall street brokers stand any chance at finding success with that…

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There are many risks that businesses will inevitably encounter. If the risks aren’t properly managed, they can result in loss of earnings, physical damage to property or employees, and worse off, having to close your business. Here are some SMART tips for you and your employees to implement that can help reduce the likelihood of…

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As a business owner, you need to have a risk-management plan in place. It isn’t a matter of if an accident or problem will take place, but when. It is important to do what you can to avoid them, and for those you can’t, minimize its impact. Here are SMART Ways to manage your business…

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Businesses of all types and sizes are susceptible to personal injury lawsuits. If someone gets injured on their property due to negligence or lack of action, they may have to compensate the victim for injuries and damages. Fortunately, a few measures, along with the right approach, can curb the premises liability risk for your business.…

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Over the years I have found that many people have an improper view of risk, what it is, and how to minimize and handle it. They also don’t have the right view on savings, investing, income, and how to overcome challenges and crisis. Many investors believe in commonly held myths and as a result don’t make the…

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All investments involve some degree of risk. In finance, risk refers to the degree of uncertainty and/or potential financial loss inherent in an investment decision.  In general, as investment risks rise, investors seek higher returns to compensate themselves for taking such risks. Every saving and investment product has different risks and returns.  Differences include: how readily…

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Starting a business involves planning, making key financial decisions, working with the right people, and completing a series of legal activities. Taking the right steps can make the difference between your business succeeding or failing. If you are considering setting up a new business, read these SMART steps below. What Type of Business Do You…

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Day trading and retail investing has surged since the onset of the COVID pandemic. Trading apps like Robinhood and social news platforms like Reddit have seen a large surge of business and visitors. There are many markets day traders can participate in – stocks, options, future, bitcoin, funds, forex, and much more. “Forex” (FX), which…

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