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If we look over the past 15 years or so, it’s easy to understand why investors have been nervous. When the tech bubble burst in 2000, the market declined by almost 50 percent over 31 months. The market rebounded the next five years to a peak in October 2007, only to lose more than 57…

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The performance of the S&P500 was relatively flat this year, however there was enough drama behind the scenes to provide some valuable lessons for us all. Here are three stock market lessons that can come in handy as we look at the market for 2016! Click here for more tips on SMART Investing and what you can…

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When it comes to investing, mutual funds are one of the most common ways to invest. Many investors enjoy selecting individual investments and monitoring their progress on a regular basis. This can be rewarding and fun if you have the time, experience and patience to research your investments and monitor their progress. Like many people,…

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The average American employee switches jobs 11 times before retiring. This means many have old 401(k) or work retirement plans that may not be invested properly. Because for most people their 401(k) is their only work retirement account, it is important to maximize their 401(k) accounts. Every time you change jobs, you have four options…

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14-Day SMART Plan To Improve Your Finances

According to recent data, 61% of Americans don’t keep track of their money. Even for those that do, many feel overwhelmed. I have designed for anyone who wants to improve how they manage their money, the 14-Day SMART Plan to Improve Your Finances! This simple self-improvement plan features one task to focus on per day. Based on…

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Every year since 1991, research and consulting company Spectrem Group has studied and surveyed the wealthiest households in America. They would look for their investment habits, how they allocated assets, and why they made certain financial decisions. From their research, they found that while there were many ways to get rich, there were two definitive…

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The Road to Financial Independence

Creating a financial plan helps you discover and establish your financial goals, and then develop a plan to help you achieve those goals. In the previous articles we covered the importance of setting up a plan, how it can maximize your retirement and social security benefits, and the different goals and topics your plan should…

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Choosing SMART Stocks

With thousands of stocks to choose from, it can be difficult to select the right one for the average investor. First and foremost you want to make sure that it fits your financial plan, risk tolerance, goals, time horizon, and other personal needs. However, regardless of your investing framework, click on the link below to help…

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Financial Plan for financial independence

Many people think that a financial plan is only for people with money. Studies show however that a comprehensive financial plan benefits everyone, regardless of income, age, and net worth. In fact having a financial plan is one of the sure ways to get into a higher income bracket!  Interested in getting one for free?…

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