asset allocation

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The True Purpose of Investing: Creating Income for Life

When I ask people what they are investing for, I often get answers such as “growth” “high returns” or “to make money.” I rarely hear the right answer, which is: Income! During the 2008 financial crisis there were many people that had quite a bit of assets (namely in real estate) but couldn’t pay their […]
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What is Asset Allocation, Diversification, and Rebalancing?

Asset allocation involves dividing your investments among different assets, such as stocks, bonds, alternative investments, and cash. The asset allocation decision is a personal one. The allocation that works best for you changes at different times in your life, depending on how long you have to invest and your ability to tolerate risk.  Factors to consider include your: Time Horizon. Your […]
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