budget

Happy New Year!

Top 10 Financial New Year’s Resolutions

Have you set your New Year’s resolutions yet? According to a recent study, 31 percent of them are money-related. The top financial resolution was to save more money (39 percent), followed by paying down debt (24.6 percent), improving spending habits (15.1 percent), investing more (11.6 percent) and getting a raise (11.3 percent). Interestingly, men were […]
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Revealing Daily Habits Of The Wealthy

[tp widget=”select2/tpw_select2.php”] According to a recent study by Tom Corley, author of Rich Habits: The Daily Success Habits Of Wealthy Individuals, there are few key habits that separate the rich from the poor. “Rich people” are defined as having a yearly income of $160,000 or more and a liquid net worth of at least $3.2 million, and […]
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The Value Of Monthly Budgeting and Why You Need To Do One

A budget is an essential component of one’s finances. A cash flow or financial budget plan can help tell your money what to do instead of asking where your money went. The “B” word unfortunately has some dreadful connotations. You might feel as though a budget will put you in a financial straightjacket or you […]
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Six Best Ways To Pursue Financial Goals

The best financial goals and plans can be easily derailed by common mistakes that can act as roadblocks. Here are some of the top financial goals people have: Generating current income (59%) Providing health insurance coverage (55%) Managing/Reducing debt (53%) Building a Retirement fund (51%) Building an Emergency Fund (47%) Preparing for future medical needs […]
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What Are the Best Mobile Finance Apps?

I literally have my smart phone with me 24/7. Even though they have only been in existence in its current form for about 5 years, I can’t imagine life without it! Regardless of whether this is good or not, it certainly has made life easier in many cases. Once a week or so, I go […]
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4 Great Tips To Stretch Your Holiday Budget

  Holidays are just around the corner and many of us aren’t financially prepared for the presents, holiday parties and winter trips.  With so many events, it’s hard to keep on budget even with good intentions.  Here are 4 great tips on how to keep the next few months within your holiday budget AND still […]
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Are You Living Beyond Your Means?

Many financially savvy people understand that how you spend money is more important than how much money you make. Here are some signs that you may be living beyond your means. Being aware of these signs can help you keep your financial goals and protect you in case of emergencies. You don’t have an emergency savings […]
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Red Flags Could Get You Audited

This year taxpayers have until April 17 to file their 2011 tax returns because of Emancipation Day, a holiday observed in the District of Columbia that falls on April 16. The extra two days may help if you haven’t filed your taxes. Even if you have, it is important to take extra care in completing […]
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