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Pay down your debt: Snowball Method or Avalanche Method

In Debt? Two Ways To Pay Down Your Debt

Financial problems are all around us. Many Americans today are in debt and are having difficulty paying it down. According to the latest statistics: U.S. households have more than $15,000 in credit card debt. 43 percent of Americans spend more than they earn. 14 percent of income is used to just pay interest on credit […]
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Happy New Year!

Top 10 Financial New Year’s Resolutions

Have you set your New Year’s resolutions yet? According to a recent study, 31 percent of them are money-related. The top financial resolution was to save more money (39 percent), followed by paying down debt (24.6 percent), improving spending habits (15.1 percent), investing more (11.6 percent) and getting a raise (11.3 percent). Interestingly, men were […]
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How To Improve Your Credit Score Quickly

Click Here for the 7 weeks to 700: Improve Your Credit Score with Legal Instant Credit Repair That Will Change Your Life! Your credit score is one of the most important numbers in your life. Banks use your credit score to determine whether or not you are credit worthy and how much interest to charge. […]
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Six Best Ways To Pursue Financial Goals

The best financial goals and plans can be easily derailed by common mistakes that can act as roadblocks. Here are some of the top financial goals people have: Generating current income (59%) Providing health insurance coverage (55%) Managing/Reducing debt (53%) Building a Retirement fund (51%) Building an Emergency Fund (47%) Preparing for future medical needs […]
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Are You Living Beyond Your Means?

Many financially savvy people understand that how you spend money is more important than how much money you make. Here are some signs that you may be living beyond your means. Being aware of these signs can help you keep your financial goals and protect you in case of emergencies. You don’t have an emergency savings […]
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Tips To Stop Impulse Spending

Impulse spending is often considered to be the gateway to mounting credit card debt. An impulse buy may seem innocent enough at first, but they can add up quickly, putting you in a financial bind. In a recent poll of adult women, 60 percent revealed they had purchased something “on a whim” in the last […]
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