Pay down your debt: Snowball Method or Avalanche Method

Financial problems are all around us. Many Americans today are in debt and are having difficulty paying it down. According to the latest statistics: U.S. households have more than $15,000 in credit card debt. 43 percent of Americans spend more than they earn. 14 percent of income is used to just pay interest on credit…

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Does America have a credit card problem? Recently after asking one client what his credit score was, he responded that he didn’t know and that it wasn’t important to him. After explaining how his score would determine what loans he would qualify for and the interest rates he would have to pay, his next question…

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14-Day SMART Plan To Improve Your Finances

According to recent data, 61% of Americans don’t keep track of their money. Even for those that do, many feel overwhelmed. I have designed for anyone who wants to improve how they manage their money, the 14-Day SMART Plan to Improve Your Finances! This simple self-improvement plan features one task to focus on per day. Based on…

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Credit Report and Credit Score Reviews  Your credit report and credit score is one of the most important things to manage. Click here to see the answers to your top credit questions. Not only is it important for you, it is also important to banks, employers, landlords, insurance companies, utility, cable, and telephone companies, and other financial…

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Why you need a financial plan

In this series so far we covered how a financial plan can help you optimize your Social Security benefits. Click here to read part 1 and part 2. With advances in technology, you can easily analyze and compare different strategies and the results that follow. The purpose of a financial plan is to discover and establish…

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In this series, we are covering the importance of a personal financial plan. You can read Part 1 here. Studies have shown it is the primary way for people to feel confident about their money and retirement, especially when it comes to Social Security. With advances in online technology, a good financial plan can help…

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Financial Plan for financial independence

Many people think that a financial plan is only for people with money. Studies show however that a comprehensive financial plan benefits everyone, regardless of income, age, and net worth. In fact having a financial plan is one of the sure ways to get into a higher income bracket!  Interested in getting one for free?…

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Click Here for the 7 weeks to 700: Improve Your Credit Score with Legal Instant Credit Repair That Will Change Your Life! Your credit score is one of the most important numbers in your life. Banks use your credit score to determine whether or not you are credit worthy and how much interest to charge.…

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