Starting your own company puts a lot of pressure on your shoulders. For solo entrepreneurs, the pressure is worse. They can’t share the workload with the rest of the team. Working alone to build a company is a challenge every day. If you are in the process of starting your business alone, you might wonder…

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Pay down your debt: Snowball Method or Avalanche Method

Financial problems are all around us. Many Americans today are in debt and are having difficulty paying it down. According to the latest statistics: U.S. households have more than $15,000 in credit card debt. 43 percent of Americans spend more than they earn. 14 percent of income is used to just pay interest on credit…

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There is over $16 trillion invested in mutual funds. Mutual funds are an excellent way to invest and grow your wealth, however there is a great disparity in their fees. Studies show these fees are the greatest indicator of mutual fund performance. You may be even more surprised to learn that most financial advisors, professionals,…

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SMART Insurance Basics

Benjamin Franklin once said “Certainty? In this world nothing is certain but death and taxes.” Life is full of risks. It is one thing that is certain in life. Although one cannot control death, one can control how to protect loved ones through life insurance. Here are some insurance basics to help you navigate through the maze!…

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Losing Money in the Stock Market

There is no doubt that despite the ups and downs of the stock market, it is one of the best way to build wealth over the long-term. Fidelity recently conducted a study as to which accounts had performed the best. What they found interestingly, was that they were dead or had forgotten they had an…

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During extreme periods for the market, investors often make decisions that undermine their ability to build long-term wealth. Especially in light of the recent market ups and downs, it can be very valuable to look back in history and study the timeless principles that have guided some of the greatest investors through both good and…

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Should you pay your mortgage off early?

Not many enjoy having a large mortgage looming over their heads and racking up interest for up to 30 years. As a result many with extra cash look to pay off their mortgage as soon as possible. However paying your mortgage off early may not always be the best decision. There are two types of debt,…

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The performance of the S&P500 was relatively flat this year, however there was enough drama behind the scenes to provide some valuable lessons for us all. Here are three stock market lessons that can come in handy as we look at the market for 2016! Click here for more tips on SMART Investing and what you can…

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14-Day SMART Plan To Improve Your Finances

According to recent data, 61% of Americans don’t keep track of their money. Even for those that do, many feel overwhelmed. I have designed for anyone who wants to improve how they manage their money, the 14-Day SMART Plan to Improve Your Finances! This simple self-improvement plan features one task to focus on per day. Based on…

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