retirement

Happy New Year!

Top 10 Financial New Year’s Resolutions

Have you set your New Year’s resolutions yet? According to a recent study, 31 percent of them are money-related. The top financial resolution was to save more money (39 percent), followed by paying down debt (24.6 percent), improving spending habits (15.1 percent), investing more (11.6 percent) and getting a raise (11.3 percent). Interestingly, men were […]
Read more

A Simple Formula That Predicts How Happy You Will Be in Retirement

Most people believe financial independence and having a boatload of money in an account will lead to ultimate happiness. According to William Bernstein, a neurologist and co-founder of investment management firm Efficient Frontier Advisors, having a good idea of how you’ll spend those post-work years (not necessarily how much you have) is critical to how happy […]
Read more

Top Regrets Expressed By Retirees

Retirement is always one of the top concerns for Americans. This is no surprise, given that preparing for retirement is not something you can do over again. Over the years, I have had to work out common regrets for some of my clients to help get them back on track. Here are the most common regrets of […]
Read more

Top Investment Rules For Retirement

With people living longer and the future of Social Security uncertain, setting up a financial plan and investing in a retirement account is crucial for financial independence. Here are three top investment rules for retirement to follow when investing in an IRA, 401(k), 403(b) or any other qualified retirement account. Rule 1: Invest some of […]
Read more

Is The Roth IRA Right For You?

One of the best ways to save for retirement is through individual retirement accounts (IRA). There are two different types of IRAs, traditional and Roth. A Roth IRA has unique characteristics that can make it a very effective retirement-savings tool, but it isn’t for everyone. If you are deciding between a traditional and Roth IRA, […]
Read more

America’s Retirement Crisis Part III

This article series covered America’s Retirement Crisis and how to deal with it. Please click for Part I and Part 2 of this article series! Here are some more strategies to help ensure that your assets last as long as you need them to. FIGHTING THE EFFECTS OF INFLATION Inflation is known as the silent thief since it […]
Read more

Are You Saving Enough For Retirement?

According to a recent report, the typical American family only has “a few thousand dollars” saved for retirement. The median savings for those 10 years away from retirement is $12,000, with one-third of them having no savings at all. Currently, there are 38 million working-age households that do not have any retirement assets. Given that […]
Read more

America’s Retirement Crisis Part II

Click here for Part I of dealing with America’s Retirement Crisis. With the aftermath of The Great Recession, life expectancy increasing, costs rising and underestimating post-retirement living expenses, there is no doubt that we have a retirement crisis at hand. The next two weeks we will cover strategies to help ensure that your assets last […]
Read more