tips

IRS Updates 2014 Tax Benefits for Inflation

The IRS recently released its annual inflation adjustments for 2014. Here are a couple of important excerpts: The top marginal tax rate of 39.6 percent will be applied to single filers whose income exceeds $406,750 ($457,600 for married taxpayers filing a joint return.) The Alternative Minimum Tax exemption amount for 2014 is $52,800 ($82,100 for […]
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Real Estate Part 3: Selling A Home

  A good real estate agent can help you sell your home, but it is good to understand how you can maximize the sales price. Here are some tips if you are looking to sell: Price. The price of your home is one of the most important steps and can determine how fast you sell. […]
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Real Estate Part 2: Buying A Home

Buying a house can be extremely exciting yet stressful at the same time. Here are some tips you need to know when buying a home. A good real estate agent will be able to help navigate you through this process, but it is good to understand as much as you can as well. Know how […]
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Taking Full Advantage Of A 401(k)

401(k) retirement plans were first introduced by Congress in 1978. The name comes from the section (401) and paragraph(k) of the Internal Revenue Code. The retirement plans were created to encourage Americans to save more for retirement. Here are some tips and information to take full advantage of the benefits of a 401(k): 401(k) plans […]
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Tips To Stop Impulse Spending

Impulse spending is often considered to be the gateway to mounting credit card debt. An impulse buy may seem innocent enough at first, but they can add up quickly, putting you in a financial bind. In a recent poll of adult women, 60 percent revealed they had purchased something “on a whim” in the last […]
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Tips For Dealing With Stress

According to a new survey, stress in America has increased 30 percent over the past 30 years, and almost three out of four Americans are stressed at work, with more than a third reporting extreme stress levels. Stress can affect everyone regardless of age, and it can have a negative impact on health and overall […]
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Tips On How To Avoid Credit Fraud

There are a total of about 610 million credit cards held today by U.S. consumers. That amounts to 3.5 per cardholder. The number continues to grow, and unfortunately so has the number of credit card fraud cases. In the past five years, one out of four Americans was a victim of identity theft, making it […]
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Tips To Save Money At The Pump

Hawaii consistently has the highest gas prices in the country, with a current average cost at $4.57 per gallon. Although we directly can’t control the price of gasoline at the pump, we can take steps to lower our usage. Here are some steps to take to save money on gas by driving more efficiently and […]
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Tips For Couples Talking Finances

 Finances are an important but often neglected topic in relationships. Studies have shown that money is the No. 1 reason why couples argue, yet talking about it is surprisingly a low priority. According to Fidelity Investments, less than half of couples manage household finances together and only 38 percent talk openly about retirement planning. It […]
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