Month: June 2012

An Investor’s Guide To Annuities

Chances are if you are looking at planning for retirement, you have come across annuities as a potential investment product for retirement income. The proper annuity may enhance your investment portfolio, but it is important to make sure it is suitable for you. What is an annuity? An annuity is a contract between you and […]
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Important Estate-planning Tools

No matter how much you are worth, it is important to have an estate plan in place to protect yourself, your loved ones and your assets. An effective estate plan is one of the best things you can do for your family to ensure you pass on as much as possible, on your own terms, […]
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Switch to Cold Water

Almost 90% of the energy used to wash clothes is spent on heating the water, according to the U.S. Department of Energy. Save money and energy. Wash your clothes in warm or cold water instead of hot, using a detergent formulated for cold-water use. Turning the dial from hot to warm will cut your energy […]
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Tips To Stop Impulse Spending

Impulse spending is often considered to be the gateway to mounting credit card debt. An impulse buy may seem innocent enough at first, but they can add up quickly, putting you in a financial bind. In a recent poll of adult women, 60 percent revealed they had purchased something “on a whim” in the last […]
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Tips For Dealing With Stress

According to a new survey, stress in America has increased 30 percent over the past 30 years, and almost three out of four Americans are stressed at work, with more than a third reporting extreme stress levels. Stress can affect everyone regardless of age, and it can have a negative impact on health and overall […]
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Your Guide To Mutual Funds Part 2

This is a two part series. Please click here for part 1! There are many types of mutual funds with a wide variety of investment objectives and risk and return characteristics. Below is an overview of fund categories listed from higher risk/return potential to lower. Aggressive Growth Equity Funds attempt to invest in securities whose […]
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