Year: 2014

The Road to Financial Independence

Why You Need A Financial Plan Part 4

Creating a financial plan helps you discover and establish your financial goals, and then develop a plan to help you achieve those goals. In the previous articles we covered the importance of setting up a plan, how it can maximize your retirement and social security benefits, and the different goals and topics your plan should […]
Read more
How to Sleep Better

The Secret to a Better Life with Better Sleep!

Want to become more productive and perform better? Studies have shown that the single greatest thing you can do is to get more sleep! More than one-third of working adults in the U.S. get less than 6 hours of sleep a night. This equates to 40 million Americans on the road everyday with insufficient sleep and […]
Read more
Tips for Better Sleep

7 Steps to Better Sleep So You Can Perform Better in Life!

How you sleep in addition to how much you sleep is also very important. Here are seven steps to better sleep that help increase the quality of your sleep and clean up your sleep hygiene.  Stop drinking caffeine after lunch. Studies show that caffeine in moderation, especially natural caffeine like tea and coffee, can be helpful to […]
Read more
Retirement Benefit Changes in 2015

How Your Retirement Benefits Will Change in 2015

Starting next year, there will be important changes to your Social Security, Medicare, Individual Retirement Accounts, and 401(k)s. Here are the new features your retirement benefits will have.  Social Security – Recipients will see a 1.7% increase next year for the annual cost-of-living adjustment. For those working, you will still be paying 6.2% of your income […]
Read more
End-of-year tax tips

2014 End-of-the-Year Tax Benefits Part 2

In Part 1 we covered tax benefits to take advantage of before the end of the year. Click here for more tax information and to get the updated contribution limits for your retirement accounts for 2015. Here is part 2 of end-of-the-year tax benefits you don’t want to miss! Understand the Home Office Deduction. If you use […]
Read more
Tax-Loss Harvesting

Tax Loss Harvesting

You have to pay taxes on investment gains once they become realized, or you actually receive the disbursed gain from the investment. On the flip side, if you sell an investment for a loss, you can deduct the loss up to $3,000 from your taxable income. If your loss is more than $3,000, you can rollover the […]
Read more

Valuable End-of-the-Year Tax Tips Part 1

Last year, more than 50 popular tax provisions expired and, unfortunately, we don’t know if they will be extended for this year. With the end of the year quickly approaching, it is important to take advantage of current tax benefits, invest for retirement in a tax-efficient manner and share your wealth with loved ones! Click […]
Read more
Choosing SMART Stocks

SMART Stocks

With thousands of stocks to choose from, it can be difficult to select the right one for the average investor. First and foremost you want to make sure that it fits your financial plan, risk tolerance, goals, time horizon, and other personal needs. However, regardless of your investing framework, click on the link below to help […]
Read more