David S. Chang, Author at The Art of Thinking SMART

The Best Steps To Prepare for An Interview!

October 15, 2013
David S. Chang

By David S. Chang After interviewing and going through hundreds of people for my businesses, non profits, and other organizations, that I am a part of, I learned a few things of what separated the top bunch with everyone else. With the job hunting environment more difficult these days, it is important to not make […]

October 15, 2013
David S. Chang

Some of your pet’s expenses may be deductible if your pet generates business income. If you raise guide dogs for a charitable organization or you foster or rescue animals for an IRS-approved charity, their expenses may be deductible. To find out more about deductible expenses, speak with your tax professional or review IRS Publication 17, […]

October 14, 2013
David S. Chang

MANDI WOODRUFF Forget for a minute all the complicated math that goes into computing your credit scores. People are sometimes lucky if they even know where to find them. For some reason, the geniuses of credit reporting decided it’d be a good idea to offer the physical report for free once a year and dangle […]

October 9, 2013
David S. Chang

This is part 3 in a series on the principles of long-term investing. Click here for Part 1 and Part 2! 7) Learn from your mistakes! It is important to never stop learning. The words “this time is different” are costly in investing. One of the key differences between successful long-term investors and those who […]

October 2, 2013
David S. Chang

This is Part 2 of the eight principles of long-term investing. as we continue to look at important principles that you may find useful in helping you make investment decisions. Click here for part 1! 4. Be Flexible And Diversified. Diversification is a powerful tool to reduce certain types of risk in your portfolio. Make […]

October 1, 2013
David S. Chang

By David S. Chang The weight loss contest continues! Here are the updated weights, rankings, and weight percentage change. We have more teams that have decided to participate. That is fine with me since that means a bigger victory for Beth and I to win! To some these may be “fighting words” but that is […]

September 30, 2013
David S. Chang

Taking money out early from your retirement plan can cost you an extra 10% in tax penalties. Here are a few things you should know: An early withdrawal normally means taking money from your plan, such as a 401(k), before you reach age 59½. You must report the amount you withdrew from your retirement […]

September 27, 2013
David S. Chang

Increasing your wealth over time is more than picking the right stock or always buying low and selling high.Too often we see intelligent investors shoot themselves in the foot by making basic errors in their investing strategy. Through years of experience, I have observed the effects of fear, greed, lack of discipline, groupthink, and many […]

September 26, 2013
David S. Chang

By Daniel Zeevi Did you know your ordinary house cat is faster than the quickest person on earth? If you’re looking to brush up on your animal knowledge, this post is for you. QI (Quite Interesting) is a popular British comedy panel game television quiz show, hosted by Stephen Fry, that often features obscure questions. Contestants can score points for giving […]

September 26, 2013
David S. Chang

MEGAN WILLETT 1. Remove sticker residue with baking soda Flickr/Crafty Goat “To remove sticker residue, make a mix of baking soda and just a couple drops of water and rub it over the goo. I prefer that method over using smelly solvents or oil that I’d have to wash off with soap.” – truckstruck 2. […]