David S. Chang

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Top Mistakes For Investors To Avoid

Investing is an important part of your personal finances, and it seems simple: Buy low, sell high and keep the profits! Studies have shown, however, that a chimpanzee throwing darts picks stocks better than the average investor! The average investor in the past 20 years made only 2.4 percent, whereas the S&P500 returned 7.7 percent. […]
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Bone Up For Good Health

For folks in their 50s and up, bone density can be a big concern. Weight-bearing activities such as weight training or senior-friendly boot camps can help stimulate your bones to grow stronger and denser, which may prevent bone fractures and osteoporosis. Talk to your doctor about vitamin D and calcium supplements, which may help ward […]
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Ol’ Dale Carnegie Is Still Right

In 1936, Dale Carnegie wrote one of the most popular self-help books of all time: How to Win Friends and Influence People. Despite the fact that the book was written more than 75 years ago, it is still widely read and has spawned leadership training courses all over the world. Carnegie wrote the book based […]
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Making Your Goals Even SMARTER

  About a year ago I wrote an article about the importance of setting goals, using the term S.M.A.R.T. as a handy acronym for five important components for well-designed goals. The simple mnemonic stands for: Specific: Create goals that are clear and well-defined. This helps you understand the why, what, when, where, who and how […]
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Green Living Tip of the Week

Don’t Idle in the Cold Many of us like to warm up the car before driving in cold weather. However, according to the California Energy Commission, idling is a less efficient method of warming up a car than just driving it. Save time and carbon dioxide emissions by skipping the idle time.
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