Auto Insurance Archives

What McDonalds Knows How To Do Besides Fast Food: World Cup 2014

June 23, 2014
David S. Chang

In the spirit of World Cup Soccer 2014, Mickey D’s has made a great commercial. While not as mainstream in the US like it is in other countries, the World Cup is viewed by more people than the Olympics!

ATS001 Podcast: Welcome to The Art of Thinking SMART!

June 4, 2014
David S. Chang

Welcome to the first episode for The Art of Thinking SMART podcast! In this welcome podcast I talk about the importance of Thinking SMART, what it means to Think SMART, and how you can learn to do it! Here we cover the basis and foundation you need to be successful in life. We have many […]

Credit And Tax-Return Breaches

February 2, 2014
David S. Chang

Credit card breaches and identity theft unfortunately are becoming more common: 40 million customer names, card numbers, the security codes and expiration dates were stolen from Target between Nov. 27 and Dec. 15, 2013. In addition, personal information for 70 million people also was stolen, totaling 110 million shoppers having their information stolen. Neiman Marcus […]

January 25, 2014
David S. Chang

Starting this year, the Affordable Care Act (ACA), aka Obamacare, took effect. It was passed in 2010, and it will take at least five years for all of its changes to take effect. ACA is the largest overhaul of the U.S. health care system since Medicare and Medicaid were passed in 1965. Regardless of where […]

Learn the Art of Thinking Smart!

December 20, 2013
David S. Chang

Need Last Minute Christmas Ideas?

December 10, 2013
David S. Chang

Need ideas for some Christmas gifts? I am always lookout for products that are not only awesome, but useful and can really make a difference. I think buying something just because others have it or for something that has limited use is a waste of money. Also if you give a gift (or buy it […]

Top Financial Mistakes Spouses Make

November 13, 2013
David S. Chang

Managing finances by yourself can be tough. Add on a spouse and kids, and it can make managing finances even more difficult. Surveys show that money difficulties are one of the top reasons for divorces and relationship problems. Here are the top financial mistakes a spouse can make: * Letting one spouse or partner manage […]

November 5, 2013
David S. Chang

Have a plastic glasses case you aren’t using? Don’t throw it away; use it for storing makeup, pens, medicines, and other small items for when you’re on the go. These cases are durable and make great travel kits.

November 5, 2013
David S. Chang

Buying fresh produce at the local farmers’ market is a great way to improve your diet by eating what’s in season. To get the best produce (and best deals), wait until the item is in full season and multiple farms are offering it. This ensures that you’re not buying unripe produce that may be lower […]

November 5, 2013
David S. Chang

The IRS recently released its annual inflation adjustments for 2014. Here are a couple of important excerpts: The top marginal tax rate of 39.6 percent will be applied to single filers whose income exceeds $406,750 ($457,600 for married taxpayers filing a joint return.) The Alternative Minimum Tax exemption amount for 2014 is $52,800 ($82,100 for […]