Law 2 – SMART Strategies

What Are Mutual Funds?

A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The combined holdings of the mutual fund are known as its portfolio. Investors buy shares in mutual funds. Each share represents an investor’s part ownership in the fund and the […]
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What Are Stocks?

What are stocks? Stocks are a type of security that gives stockholders a share of ownership in a company. Stocks also are called “equities.” Why do people buy stocks? Investors buy stocks for various reasons. Here are some of them: Capital appreciation, which occurs when a stock rises in price Dividend payments, which come when […]
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How to Make More Money

How to Make More Money in 2015

Every year you should take the opportunity to reevaluate your investment accounts and strategy. Many people make the mistake of thinking they need a large sum of money in order to start investing. The most important thing however is to invest consistently regardless of the amount. Tony Robbins in an interview with Warren Buffett asked what […]
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Social Security

Retirement Planner: Full Retirement Age

Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits. If your full retirement age is older than 65 (that is, you were born after 1937), you still will be able to take your benefits at age 62, but the reduction in your benefit amount will be […]
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Great Benefits of 529 College Savings Plan

The average cost of a private college is $40,000 per year and for a public college it is $18,000. The cost of college has increased by 80% the past decade and is growing twice as fast as medical care costs! The costs are expected to continue rising which is why college savings is a high […]
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How To Improve Your Credit Score Quickly

Click Here for the 7 weeks to 700: Improve Your Credit Score with Legal Instant Credit Repair That Will Change Your Life! Your credit score is one of the most important numbers in your life. Banks use your credit score to determine whether or not you are credit worthy and how much interest to charge. […]
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The Top 10 Financial Scandals in History

Financial scandals have been a part of history since the invention of money, and as the financial system gets more complicated, so do the scandals. But the common underlying factor is that people are in a position to take advantage of others, and continue to do so until they get caught, can’t keep up with […]
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Understanding Your Personal Life Balance Sheet

A personal financial balance sheet shows you a snapshot of your financial health: how much money and assets you have, how much debt and liabilities you have, and what your net worth is when you subtract your liabilities from your assets. Unlike a budget where you track how much money is coming in as income […]
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Simple Questions That Will Transform Your Finances

Making SMART money choices sometimes isn’t the easiest thing to do. Here are some simple questions that will help you make better financial decisions and transform your finances! Looking to Buy Something? Spending less is more important than earning more when it comes to financial independence. Why? Because you may not be able to directly […]
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