SMART Living

Understanding Your Personal Life Balance Sheet

A personal financial balance sheet shows you a snapshot of your financial health: how much money and assets you have, how much debt and liabilities you have, and what your net worth is when you subtract your liabilities from your assets. Unlike a budget where you track how much money is coming in as income […]
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Simple Questions That Will Transform Your Finances

Making SMART money choices sometimes isn’t the easiest thing to do. Here are some simple questions that will help you make better financial decisions and transform your finances! Looking to Buy Something? Spending less is more important than earning more when it comes to financial independence. Why? Because you may not be able to directly […]
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Health Tip of the Week!

Here is your Health Tip of the Week! Sleep Better By Avoiding Some Foods Before Bed The foods you eat before bed can affect your sleep patterns. If you’re having a hard time sleeping soundly, consider eliminating some of these foods before bed: Celery has a high water content that can lead to midnight trips […]
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Financial Plan for financial independence

How Much Does It Take For True Financial Independence?

 Becoming a millionaire sounds like a great financial goal! However for wealthy investors, $1 million isn’t enough to be financially independent.  According to a UBS survey investors consider $5 million to be the new benchmark for financial success. They believe once you’re past $5 million, you have reached true financial independence and don’t have to worry about […]
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How to Brand Yourself and Why You Need To!

In the past, developing a good brand was only for professional organizations and businesses. However in today’s economy with the invention of the internet and social networking sites, it’s becoming increasingly important to develop a personal brand. Personal branding applies to everyone, especially for entrepreneurs, small business owners, leaders, managers, those looking to become more successful, and […]
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The Paradoxical Commandments

The Paradoxical Commandmentsby Dr. Kent M. Keith People are illogical, unreasonable, and self-centered.Love them anyway. If you do good, people will accuse you of selfish ulterior motives.Do good anyway. If you are successful, you will win false friends and true enemies.Succeed anyway. The good you do today will be forgotten tomorrow.Do good anyway. Honesty and […]
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How To Get What You Want In Life

It may seem as though getting what you want in life is difficult, if not impossible. However from my personal and professional experience it is possible and easier than you think! You may not get everything everytime, but you sure can work to be successful in whatever you are going to do, and in turn […]
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