beneficiary Archives

IRAs For Retirement and Inheritance

November 5, 2014
David S. Chang

An Individual Retirement Account (IRA) is a great way to save for retirement. An IRA also can be a great inheritance for your heirs – if done properly. One wrong move and you may owe a huge amount in taxes. The biggest benefit of an IRA is the tax benefits. All of the interest, dividends […]

July 11, 2012
David S. Chang

The cost of college has soared in recent years. With more than $1 trillion in outstanding student loans, it even has caught the attention of Congress, which recently passed a bill to keep interest rates low on federal student loans. The average full-time student at an in-state public university will pay about $15,000, and at […]

February 15, 2012
David S. Chang

Benjamin Franklin once said “Certainty? In this world nothing is certain but death and taxes.” Although one cannot control death, one can control how to protect loved ones through life insurance. The proper amount of life insurance will ensure that they will have enough money to pay down debts, replace the loss of income and […]

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IRAs For Retirement and Inheritance

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