benefits

Consider Long-term Care Insurance

With the average life expectancy of Americans at 77.8 years, the likelihood that we will need long-term care (LTC) has increased dramatically. In fact, more than half of us will spend part of our lives in situations that require some sort of LTC. Americans who reach age 65 will have a 70 percent chance of […]
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Simple Steps For Preparing A Will

Benjamin Franklin once said, “Certainty? In this world nothing is certain but death and taxes.” No one wants to think about death, but a little planning can ensure your assets are divided smoothly after you are gone. Make a plan. A will dictates where your assets go when you die. Without it, you will not […]
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