David S. Chang

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Social Security Benefits Frequently Asked Questions

I receive more questions about Social Security than any other topic I cover, especially with my recently published article series on Maximizing Social Security. This isn’t surprising given that more members of the baby boomer generation are starting to retire and become eligible for benefits. I have published the most frequently asked questions and scenarios I have received […]
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SMART Financial IQ Quiz

To make good financial decisions, people need to not only have a basic knowledge of finances, but also be equipped with the skills to apply this knowledge. The FINRA Investor Education Program recently gave a five question SMART financial quiz. 75% of US adults taking the test stated that they were pros at managing their […]
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Debt Collection Help

New ways to combat harmful debt collection practices (Get Debt Collection Help!) BY CFPB WEB TEAM Today, in addition to two bulletins putting companies on notice about harmful debt collection practices, we’re also releasing new tools for consumers: Action letters for consumers to consider using in corresponding with debt collectors and debt collection complaints. Click here for tips on […]
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ATS003: How to Become Successful in Life, Work, and Investing with Steve Forbes

Hey everyone! I am really excited to have Steve Forbes as our guest in this podcast episode. Malcolm Stevenson “Steve” Forbes, Jr.  is the editor-in-chief of business magazine Forbes, as well as president and chief executive officer of its parent company: Forbes, Inc. He was a Republican candidate in the 1996 and 2000 presidential primaries. He is also a well known author of several best-selling books (scroll down below […]
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What is the Best Way to Start A SMART Business?

*Visit this site often for updates. I will be adding more helpful links soon for each step! According to a recent survey, 53% of American adults have considered starting their own business (Click here for 55 business ideas that are less than $5,000). Not surprisingly however, only 7.8% of Americans are business owners! Why the […]
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