David S. Chang

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To Become An Expert, Do This One Thing

From LinkedIn I want to learn how to code. If I know how to code, I can build things.I can also communicate with the tech entrepreneurs I invest in. So I signed up for MIT’s Gentle Introduction to Python. Apart from one early success – I successfully programmed the game rock, paper, scissors – I […]
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The Top 3 Reasons Startups Fail, According to a Man Paid to Save Them

BY ALYSON SHONTELL Steve Hogan has a special job in Silicon Valley. His firm, Tech-Rx, is hired to save startups that are circling the drain. PandoDaily’s Erin Griffith interviewed Hogan and asked him for the most common reasons startups fail. Surprisingly, running out of money wasn’t cited as reason number one. It’s third. Instead, only having one founder is the most common […]
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All Successful Entrepreneurs Have This Quality

GEOFFREY JAMES, INC.  What makes an entrepreneur successful? Some people believe it’s the ability to innovate. However, many startups are refinements of existing business models or improvements on how everyday products and services are delivered.  Being innovative helps, but it’s not the deciding factor. How about access to capital? It’s admittedly difficult to start a business […]
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Response to your Midweek Article (on Debt Collectors)

Please click here to visit the original article on working with Debt Collectors. Dear Mr. Chang, I am writing to you in response to your Midweek article for August 7, 2013 titled “Dealing with Debt Collectors.” My goal isn’t to dispute what you have written, which was well done, rather to add some context regarding personal responsibility […]
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Having a Really Lousy Day? Some Ways to Feel Better

Gretchen Rubin We’ve all had terrible, horrible, no good, very bad days. A bad work evaluation, a disappointing grade, a potential crush who turns out to be interested in someone else, a fight with your colleague, a worrisome report from a doctor, a broken resolution…lousy days take many forms. Here are some strategies I use […]
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Smart Spending – How secure are Americans with Personal Finances?

July 2013 Financial Security Index charts By Bankrate.com   Bankrate’s monthly survey of six questions measures how secure Americans feel about their personal finances compared to 12 months ago. From July 3-7, 2013, telephone interviews (on landlines and cellphones) with 1,005 adults living in the continental U.S. were conducted by Princeton Survey Research Associates International. The […]
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SMART CHART – Real Return of Cash

SAM RO When investors get scared and they have nowhere to hide, they move their money to cash. Cash is arguably a great place to store your wealth briefly until you make your next investing move. However, cash itself is not really an investment. “The one thing I will tell you is the worst investment […]
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The Single Most Essential Building Block of Success

Andreas von der Heydt There is this one question. This one ultimate question. One question we all ask ourselves. Some of us on a more frequent basis. Others only from time to time. Some of us acknowledge doing so. Others pretend they do not care. Still, we all ask it: Which is THE fundamental building […]
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