David S. Chang, Author at The Art of Thinking SMART

Looking for Better Returns? Try Alternative Investments

December 9, 2012
David S. Chang

Many of us have an investment portfolio or work retirement plan. Investing is an important component for retirement planning and financial independence. We saw however in the 2008 financial crisis that sometimes investing can produce losses, not gains! The three main traditional asset classes to invest in have been stocks, bonds and cash. Recently, another asset […]

December 6, 2012
David S. Chang

December 4, 2012
David S. Chang

Fresh Fish vs. Canned Consider purchasing fresh fish instead of canned. You will reduce the amount of resources wasted in the canning process and might even save money. For every 10 pounds of canned fish produced, 20 gallons of water and more than half a pound of edible fish are wasted.

December 4, 2012
David S. Chang

While it’s not news to the millions of Americans who already take advantage of acupuncture, a recent multinational study offers evidence that the ancient Chinese therapy can reduce chronic pain. Researchers studied the effects of acupuncture on a variety of chronic ailments and showed that patients receiving the test treatment were able to reduce pain […]

November 28, 2012
David S. Chang

A good real estate agent can help you sell your home, but it is good to understand how you can maximize the sales price. Here are some tips if you are looking to sell: Price. The price of your home is one of the most important steps and can determine how fast you sell. […]

Get a Flu Shot!

November 26, 2012
David S. Chang

It’s the beginning of flu season and the CDC recommends annual flu vaccines for anyone without special health considerations. Studies show that getting the vaccine before the flu starts circulating in your area is the best way to avoid catching it. If you’re over 65, you may want to consider getting the “high octane” vaccine […]

Real Estate Part 2: Buying A Home

November 21, 2012
David S. Chang

Buying a house can be extremely exciting yet stressful at the same time. Here are some tips you need to know when buying a home. A good real estate agent will be able to help navigate you through this process, but it is good to understand as much as you can as well. Know how […]

November 20, 2012
David S. Chang

Planning for a baby with your partner? Check out this calculator below to see if you’re in a good financial place to start.

November 20, 2012
David S. Chang

Have a lot of debt? Looking for a way to cut it down into one easy payment? See if this calculator works for you.

November 19, 2012
David S. Chang

Frugal Green Cleaning Ask any group of friends about living a greener lifestyle and you’ll often hear complaints that it’s too expensive. A quick check of the cleaning aisle shows that specialty cleaners often cost 50% more than regular household brands and can really put a dent in your wallet. But, don’t despair. Good old-fashioned […]