David S. Chang, Author at The Art of Thinking SMART

Boost Memory with a Mid-Day Nap

November 19, 2012
David S. Chang

Surveys show that more than half of people aged 65 and older nap at least twice a week. Turns out, they might have the right idea. Researchers have found that taking a daily nap improves mental recall and problem-solving skills.

November 16, 2012
David S. Chang

November 14, 2012
David S. Chang

One of the top financial goals people have is purchasing a home. Many people buy a house only once in their lifetime, which is why you want the best representation possible for your needs. This is the first of three articles to help you make smarter decisions in purchasing your first home, an investment property […]

November 7, 2012
David S. Chang

As the end of 2012 approaches, we know you are busy with holidays, family, and travel, but it is also a good time to do some last minute tax planning. Currently, a significant number of tax breaks, collectively known as the Bush-era tax cuts, are due to expire on Dec. 31, meaning taxpayers could have […]

November 1, 2012
David S. Chang

from AskMen.com Movember, or the month formerly known as November, is when men grow their moustaches for 30 days to raise awareness and funds to help find a cure for prostate and testicular cancer. Sign your moustache-growing team up now or join the AskMen team. Today, only hipsters and women who have given up wear […]

October 24, 2012
David S. Chang

Many people are always on the lookout for the best investment to make money. It may be company stock, a mutual fund, a piece of real estate or maybe a business venture. However, there is one investment that many people overlook, and it is the best investment you can make: yourself! You are your […]

October 23, 2012
David S. Chang

The good: The iPhone 5 adds everything we wanted in the iPhone 4S: 4G LTE, a longer, larger screen, free turn-by-turn navigation, and a faster A6 processor. Plus, its top-to-bottom redesign is sharp, slim, and feather-light. The bad: Apple Maps feels unfinished and buggy; Sprint and Verizon models can’t use voice and data simultaneously. The […]

October 17, 2012
David S. Chang

Many of us may have been in a situation where a family member or friend has asked to borrow money. In 2011, 7 percent of homebuyers borrowed from a relative or friend to help purchase a house, and 14 percent of business owners also borrowed from family and friends to help cover costs. Lending money […]

October 14, 2012
David S. Chang

A house is a major investment that will greatly affect your financial future. Before you start shopping, be sure you know how much house you can afford.

October 8, 2012
David S. Chang

Reducing negative stress levels is a vital component of maintaining both physical and emotional health. Research shows that high stress can be a factor in heart attacks, strokes, and many other ailments. The hormones produced by stress can alert you to danger and provide a needed boost, but can be very harmful when produced over […]