Law 3 - SMART Investments & Tools Archives - Page 5 of 11

How to Choose SMART Stocks and Make Money in the Stock Market Part 1

October 9, 2014
David S. Chang

Long-term investing offers some of the best opportunities to grow wealth, fight inflation, increase personal freedom and help ensure a comfortable future for ourselves and our families. Investing also is becoming something of a necessity for most Americans. The days when everyone worked the same job for 30 years and retired with a nice pension […]

ATS004: How to Be A Successful Investor with Arthur Lipper

September 9, 2014
David S. Chang

I am extremely excited to have Arthur Lipper as my next guest! Anyone familiar with the finance industry knows the impact he has had. Since he started working on Wall Street in 1954 (60 years!), he is acknowledged worldwide as an innovator in the field of financial services. He pioneered breakthroughs in the fields of mutual […]

ATS003: How to Become Successful in Life, Work, and Investing with Steve Forbes

August 11, 2014
David S. Chang

Hey everyone! I am really excited to have Steve Forbes as our guest in this podcast episode. Malcolm Stevenson “Steve” Forbes, Jr. is the editor-in-chief of business magazine Forbes, as well as president and chief executive officer of its parent company: Forbes, Inc. He was a Republican candidate in the 1996 and 2000 presidential primaries. He is also a well known author of several best-selling books (scroll down below […]

July 5, 2014
David S. Chang

401(k)A 401(k) plan is an employer sponsored retirement savings plan. 401(k)s are largely self-directed: You decide how much you would like to contribute, and which investments from among those offered by the plan you would like to invest in. Traditional 401(k)s are funded with money deducted from your pre-tax salary. Your earnings are tax deferred […]

July 5, 2014
David S. Chang

Getting Ready for Retirement When you retire, you have more control over your time, and finally have enough leisure to do what you want. While taking control of your time may not require a lot of advance planning, taking control of your retirement finances does. You need income you can count on, year in and […]

July 5, 2014
David S. Chang

401(k) retirement plans can make the difference between a financially secure retirement and the specter of running out of money. These plans offer tax benefits and the opportunity for your savings to compound over time. So it’s important to understand every aspect of how your 401(k) plan works, whether you’re just getting started or you’re […]

July 5, 2014
David S. Chang

What is a Fixed-Index Annuity? An annuity is a contract between you and an insurance company in which the company promises to make periodic payments to you, starting immediately or at some future time. If the payments are delayed to the future, you have a deferred annuity. If the payments start immediately, you have an immediate annuity. […]

July 5, 2014
David S. Chang

Choosing investments is just the beginning of your work as an investor. As time goes by, you’ll need to monitor and track the performance of these investments to see how they are working together in your portfolio to help you progress toward your goals. Generally speaking, progress means that your portfolio value is steadily increasing, […]

July 5, 2014
David S. Chang

When it comes to shopping for SMART for financial products—such as credit cards, auto loans or mortgages—most Americans either do not comparison shop or conduct only limited searches for the best prices or terms. For example, according to the FINRA Investor Education Foundation’s National Survey, nearly two-thirds of all credit card holders reported that they did not […]

July 5, 2014
David S. Chang

Like every investor, you want to choose investments that will provide the growth and income you need to meet your financial goals. To do that, it’s important to understand yourself as an investor. That’s because a portfolio that’s right for someone else may not be best for you. Here are factors on How to Build a […]