Credit Report and Credit Score Reviews
Your credit report and credit score is one of the most important things to manage. Click here to see the answers to your top credit questions. Not only is it important for you, it is also important to banks, employers, landlords, insurance companies, utility, cable, and telephone companies, and other financial institutions. With so much at stake with your credit score, it is important to maintain a good score! I personally use Credit Sesame, Credit Karma and Lifelock to monitor and maintain my credit score. Here are some more resources to help you manage your credit report and credit score!
| Name and Website | Credit Report Cost | Credit Score Cost | Social Security Number Required? | Credit Card Required? |
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Free, One From Each Agency Every 12 Months | Equifax = $7.95 Experian score = $7.95 TransUnion score = $7.95 | Yes | Yes (for credit score) |
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Free, One Every 12 Months | $7.95 | Yes | Yes (for credit score) |
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Free, One Every 12 Months | $7.95 | Yes | Yes (for credit score) |
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Free, One Every 12 Months | $7.95 | Yes | Yes (for credit score) |
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Free Experian Credit Report Card | Free, Once a Month | Yes | No |
| Free Proprietary Credit Report Card | Free, Once Weekly | Yes | No | |
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Free Experian Credit Report Card | Free, Once a Month | Yes | No |
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Free, One Every 6 Months | Free, One Every 6 Months | Yes | No |
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Free Proprietary Credit Report Card | Free | Yes | No |
Credit Report and Credit Score Monitoring Reviews
| Name and Website | Bottom Line: | Credit Scores | Credit Reports | Trial Period & Price |
Credit Monitoring |
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Most comprehensive & best overall service; All 3 credit scores free; 25% discount & free 30-day trial | Free scores from Equifax, Experian & TransUnion | Reports from all 3 bureaus | Free 30-day trial; $14.99/mo (after our 25% discount) | All 3 bureaus |
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All 3 credit scores free; monthly credit updates plus other benefits; free 30-day trial | Free scores from Equifax, Experian & TransUnion | Reports from all 3 bureaus | Free 30-day trial; $14.99/mo | All 3 bureaus |
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All 3 credit scores and 3-bureau credit report for $1; monthly credit score and report updates and excellent identity theft protection; $1 30-day trial | Scores from all 3 bureaus | Reports from all 3 bureaus | $1 30-day trial; $14.99/mo | $1,000,000 |
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All 3 credit scores free; great value, especially for families; free 14-day trial | Free scores from Equifax, Experian & TransUnion | Reports from all 3 bureaus | Free 14-day trial; $10.42/mo for individuals; $20/mo for families (w/ annual prepay) | All 3 bureaus |
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All 3 credit scores free, excellent ID protection; free 30-day trial & 10% discount | Free scores from Equifax, Experian & TransUnion | Reports from all 3 bureaus | Free 30-day trial; $20.63/mo (w/annual prepay after our 10% discount) | All 3 bureaus |
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3-bureau monitoring; score updates every 30 days; 7-day trial for $1 | Free scores from Equifax, Experian & TransUnion | Reports from all 3 bureaus | 7-day trial for $1; $29.95/ month | All 3 bureaus |
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3-bureau monitoring, unlimited TransUnion scores; free 7-day trial | Free TransUnion score | TransUnion report | Free 7-day trial; $16.95/mo | All 3 bureaus |
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Monitors all 3 credit reports, but doesn’t include scores; free 7-day trial | No | Experian report | Free 7-day trial; $19.95/mo | All 3 bureaus |
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Only monitors Experian report; two updates/mo to your Experian Score; free 7-day trial | Free Experian score | Experian report | Free 7-day trial; $17.99/mo | Experian |