David S. Chang, Author at The Art of Thinking SMART

Legal Documents Required to Acquire Italian Dual Citizenship

November 24, 2015
David S. Chang

For most of the Americans, Italy tends to be the nation with the maximum direct paths to obtain or reacquire dual citizenship to Italy. However, the eligibility laws for Italian citizenship are clear but aren’t simple enough to proceed without a professional’s assistance. Those who have ever attempted to get Italian citizenship would know that […]

November 9, 2015
David S. Chang

Big Changes to Social Security with New Congressional Budget! Be Sure to Read It! How the New Federal Budget has Changed Social Security Facing another government shutdown, the House and Senate passed a new budget deal last month that suspends the debt limit until 2017 and increases funding levels for a number of federal programs. […]

October 19, 2015
David S. Chang

When it comes to investing, mutual funds are one of the most common ways to invest. Many investors enjoy selecting individual investments and monitoring their progress on a regular basis. This can be rewarding and fun if you have the time, experience and patience to research your investments and monitor their progress. Like many people, […]

How Fantasy Football is Like Investing

October 9, 2015
David S. Chang

I am a big fan of fantasy football. Fantasy football is a $1 billion-plus annual business with almost 60 million Americans playing every year! After you join a league, you draft real NFL players for your team to compete online against the other folks in your league. Each week you pick your line-up and score […]

What’s Your Social Style?

September 30, 2015
David S. Chang

Why is it so hard to work well with some people? Why is it that some people are so defensive or too aggressive? In People Styles at Work by Robert Bolton and Dorothy Grover Bolton they found four unique behavioral patterns and created the Social Style Model. Being aware of your own social style helps a person better understand […]

Four Steps to Maximize Your 401(k)

September 17, 2015
David S. Chang

The average American employee switches jobs 11 times before retiring. This means many have old 401(k) or work retirement plans that may not be invested properly. Because for most people their 401(k) is their only work retirement account, it is important to maximize their 401(k) accounts. Every time you change jobs, you have four options […]

September 2, 2015
David S. Chang

Have you been accused of wrongdoing and are stressed over it? Try not to worry excessively. Consult a criminal defense legal advisor to help you effectively explore a lawful framework. Being blamed for a criminal offense can be frightening and troubling, regardless of whether you’re at fault or honest. It can even be all the […]

August 26, 2015
David S. Chang

Seeing the recent market dips have been scary. We saw $1 trillion evaporate in a week with the Dow down 1900 points, or 11%, in just 6 trading days. How do we make sense of the market mayhem? What’s going on, and more importantly what should you do? The volatility of the market stems from […]

August 4, 2015
David S. Chang

Recently the famous rapper 50 Cent, whose birth name is Curtis Jackson III, filed for bankruptcy. After a few years of being shot 9 times at point blank range, he became the number one rapper in the world. He has sold over 21 million copies of his albums and on top of that, became part of […]

July 31, 2015
David S. Chang

You may probably know this- being injured could be a lot more disheartening when you know that you’re not the reason for your misery. Rather there’s someone else responsible for causing you the injury and suffering. And to top it off, it could be devastatingly heartbreaking to know that they are moving around carelessly as […]