David S. Chang

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End-Of-Year Tax Planning and Tips, Part 1

As the end of the year approaches, we are busy with holidays, family and travel, but this also is a good time to do some last-minute tax planning. With tax cuts expiring last year, taxes will go up for some people on their income and capital gains. In addition, several tax exemptions are being phased […]
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Need Last Minute Christmas Ideas?

Need ideas for some Christmas gifts? I am always lookout for products that are not only awesome, but useful and can really make a difference. I think buying something just because others have it or for something that has limited use is a waste of money. Also if you give a gift (or buy it […]
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Important Tax Issues to Watch For in 2014

To avoid headaches and penalties, mark your calendar with the following key dates. January 15, 2014 4th Quarter 2013 Estimated Tax Payment Due. If you are self-employed or have other fourth-quarter income that requires you to pay quarterly estimated taxes, get them postmarked by January 15, 2014. April 15, 2014:  2013 Individual Tax Returns Due Individual […]
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How To Be A Better Public Speaker Part 3

The past two weeks we covered steps on how to be a better public speaker through preparation and structure of your speech. This week we will cover how to deliver a great speech. Combining these tips can help become a better communicator and help advance your career or cause. What To Do Before Your Speech. […]
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Four Things Great Leaders Provide For Their Teams

“I assume you sent for me because somebody told you I was the best. Well, I’m only the best because I work with the best. If you don’t trust the men you’re working with, you’re as good as dead.” – Bruce Willis in Armageddon Regardless of what you thought of the movie, Bruce was on […]
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Renting or Buying: What’s the best?

  Hawaii is one of the most expensive places to rent or buy real estate. In fact the cost of living in Hawaii is 30% higher than the national average! According to the Honolulu Board of Realtors, the median price of a single family home on Oahu is $640,000 and a condo is $346,700. A […]
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The Power of the “Power Pose!’

14 Executives Demonstrate The Art Of The ‘Power Pose’ via Business Insider:    Harvard Professor Amy Cuddy’s research focuses on how our body language changes how we feel and act, and the way others perceive us. She’s made some pretty startling discoveries.   By holding an open, expansive “power pose” for as little as two minutes, you can actually change your […]
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How To Be A Better Public Speaker, Part 2

  Last week we covered steps to help prepare you to be a better public speaker. This week we cover the structure of a great speech and next week we will cover the delivery of a great speech. Combining these tips can help you become a better communicator and help advance your career or cause! […]
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4 Great Tips To Stretch Your Holiday Budget

  Holidays are just around the corner and many of us aren’t financially prepared for the presents, holiday parties and winter trips.  With so many events, it’s hard to keep on budget even with good intentions.  Here are 4 great tips on how to keep the next few months within your holiday budget AND still […]
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How to Be A Better Public Speaker Part 1

According to surveys, the greatest fear in the world for most people is speaking in public. The second greatest fear is death. In other words, people would rather die than speak in public! Many people may not have to give speeches to large groups, but at some point in their careers, they may have to […]
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