David S. Chang, Author at The Art of Thinking SMART

The 6 Smartest Things You Can Do Every Night and Morning

November 14, 2013
David S. Chang

Being productive is matter of taking the time to prepare for the next day and being smart about the decisions you make. By automating decisions, creating rituals, and getting prepared mentally, you can set yourself up for success by starting your day on the right foot! Here are the six smartest things you can do […]

Top Financial Mistakes Spouses Make

November 13, 2013
David S. Chang

Managing finances by yourself can be tough. Add on a spouse and kids, and it can make managing finances even more difficult. Surveys show that money difficulties are one of the top reasons for divorces and relationship problems. Here are the top financial mistakes a spouse can make: * Letting one spouse or partner manage […]

November 13, 2013
David S. Chang

If you think about it, we spend almost every part of our day communicating. We write emails, texts, and notes, participate in phone calls, create reports and presentations, talk to our bosses, peers, spouses, children, assistants…the list goes on and on! Given that we communicate so much, how can we maximize our communication skills to […]

November 5, 2013
David S. Chang

The most successful people that I have seen don’t just set proper SMARTER Goals, they are able to focus on them constantly and consistently. No matter how great your goals, they are useless unless they are front and center all the time. Here are give ways to make sure you meet your goals by keeping […]

November 5, 2013
David S. Chang

“Lots of people want to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down.” – Oprah Winfrey “When you can do the common things of life in an uncommon way, you will command the attention of the world.” – […]

November 5, 2013
David S. Chang

Have a plastic glasses case you aren’t using? Don’t throw it away; use it for storing makeup, pens, medicines, and other small items for when you’re on the go. These cases are durable and make great travel kits.

November 5, 2013
David S. Chang

Buying fresh produce at the local farmers’ market is a great way to improve your diet by eating what’s in season. To get the best produce (and best deals), wait until the item is in full season and multiple farms are offering it. This ensures that you’re not buying unripe produce that may be lower […]

November 5, 2013
David S. Chang

The IRS recently released its annual inflation adjustments for 2014. Here are a couple of important excerpts: The top marginal tax rate of 39.6 percent will be applied to single filers whose income exceeds $406,750 ($457,600 for married taxpayers filing a joint return.) The Alternative Minimum Tax exemption amount for 2014 is $52,800 ($82,100 for […]

November 5, 2013
David S. Chang

A wedding is the biggest, most important moment in a couples life (or so it seems at the time). As a recent bride myself, I understand where the term “bridezilla” comes from. For our wedding this past April, my husband and I did a lot of DIY and asked a team of friends to help […]

November 5, 2013
David S. Chang

This article series covered America’s Retirement Crisis and how to deal with it. Please click for Part I and Part 2 of this article series! Here are some more strategies to help ensure that your assets last as long as you need them to. FIGHTING THE EFFECTS OF INFLATION Inflation is known as the silent thief since it […]