David S. Chang, Author at The Art of Thinking SMART

How Late Can You Pay Bills Before It Hurts Your Credit Report?

June 3, 2013
David S. Chang

John Ulzheimer, SmartCredit.com I think I know where this question comes from. It comes from people who are late paying their bills and want to know just how long they can go before their delinquency is reported to the credit bureaus for all to see. The good news for this is that many of their late […]

June 3, 2013
David S. Chang

Don’t skip meals during the day in an attempt to lose weight. Missed meals often lead to food cravings and unhealthy snacking, which can do more harm than good to your body. When going on a diet, consult with a doctor and focus on eating a variety of foods to make sure that you’re getting […]

June 1, 2013
David S. Chang

By: Chad Brooks, BusinessNewsDaily Contributor While most of us would love a career we are passionate about, too many employees are stuck in jobs they don’t even like, let alone love. Finding a way to do what you love for a living benefits both you and your employer, but how do you turn your dream into a […]

June 1, 2013
David S. Chang

Chuck Saletta, DailyFinance Buffet (right) pictured with Charlie Munger. Charlie Munger is best known as the second-in-command behind Warren Buffett at Berkshire Hathaway (BRK.A)(BRK.B). He’s also a world-class billionaire investor in his own right, capable of similar market-trouncing results as Buffett himself. As a successful investor and all around nice guy, Munger often shares his investing […]

May 30, 2013
David S. Chang

by Amy Jen Su and Muriel Maignan Wilkins If you want to empower, engage, or motivate others, don’t just focus on increasing your positive behaviors. Pay attention to what you need to stop doing as well. Why? Because people remember the bad more than the good. To quote from a previous HBR article, How to Play to Your Strengths, […]

May 30, 2013
David S. Chang

BY STEPHANIE VOZZA The timer that rings when your pizza is done can also help you become more productive at work. Francesco Cirillo was a student at Guido Carli International University, a business school in Rome, in the early 1990s when he discovered the impact of timing tasks. “I was easily distracted and unable to focus,” he says. […]

May 29, 2013
David S. Chang

by Mandi Woodruff As if the promise of a $27,000 student debt load wasn’t enough to have college kids sweating in their cargo shorts, research shows that younger generations are becoming the most stressed out people in the country. In a telling infographic based on data from the American Psychological Association, the folks over at CollegeDegreeSearch.net take a look […]

May 29, 2013
David S. Chang

Rob Wile Everyone’s talking about all the new oil and gas being produced thanks to new drilling methods. But there’s another narrative nipping at the shale boom’s heels: solar energy. And it’s expanding just as fast. It’s just that the scale is not quite the same. But that’s changing. Citi has just named solar photovoltaics, which […]

May 29, 2013
David S. Chang

January 30, 2013|By Kim Murphy Hawaii’s love affair with rooftop solar energy has turned into a gold rush. In 2012, as many permits for new solar units were issued on the island of Oahu alone as in the entire state over the last decade. That, inevitably, has led to gridlock. Homeowners and businesses in some areas have […]

May 29, 2013
David S. Chang

MARTIN HOLLADAY, GBA ADVISOR By now, photovoltaic (PV) panels are familiar to most Americans. You’ve seen them on your hand-held calculator, on top of illuminated highway signs, and maybe even on your neighbors’ roofs. With PV systems becoming more common, perhaps you’ve been dreaming of making some homemade electricity. The dream is achievable, as long as you […]