Law 3 - SMART Investments & Tools Archives - Page 9 of 11

The Secrets to Become a Millionaire

February 7, 2014
David S. Chang

I live about 20 miles from work and spend about 1.5 to 2 hours in traffic a day. If it weren’t for audio books, I wouldn’t be the happiest camper. (On a side note, the average commuter stuck in traffic is more stressful than fighter pilots!) One morning when the carpool zipper lane was closed, […]

What Are the Best Mobile Finance Apps?

December 18, 2013
David S. Chang

I literally have my smart phone with me 24/7. Even though they have only been in existence in its current form for about 5 years, I can’t imagine life without it! Regardless of whether this is good or not, it certainly has made life easier in many cases. Once a week or so, I go […]

December 13, 2013
David S. Chang

Since being involved in the finance industry for almost 20 years now, I have learned quite a bit through the highs and lows of the market. First and foremost, everyone in the finance industry is selling something. It is either a product, service, advice, ideas, or anything that would separate your money from you. That’s […]

October 26, 2013
David S. Chang

By David S. Chang Investing the past decade has been a roller-coaster with its highs and lows. Interestingly, the volatile market changes aren’t the biggest reasons for a shrinking investment portfolio, our individual actions are. Warren Buffett, the Oracle of Omaha and perhaps the greatest investor to ever live, states that investors should not beat […]

October 15, 2013
David S. Chang

Hawaii’s real estate market is booming – with low inventory of available properties and high demand. Additionally, interest rates are still low, leading house hunters to quickly place bids on homes when opportunities arise. Real estate apps help both buyers and sellers stay on top of the market and get listing information while on the go. […]

October 9, 2013
David S. Chang

This is part 3 in a series on the principles of long-term investing. Click here for Part 1 and Part 2! 7) Learn from your mistakes! It is important to never stop learning. The words “this time is different” are costly in investing. One of the key differences between successful long-term investors and those who […]

October 2, 2013
David S. Chang

This is Part 2 of the eight principles of long-term investing. as we continue to look at important principles that you may find useful in helping you make investment decisions. Click here for part 1! 4. Be Flexible And Diversified. Diversification is a powerful tool to reduce certain types of risk in your portfolio. Make […]

September 27, 2013
David S. Chang

Increasing your wealth over time is more than picking the right stock or always buying low and selling high.Too often we see intelligent investors shoot themselves in the foot by making basic errors in their investing strategy. Through years of experience, I have observed the effects of fear, greed, lack of discipline, groupthink, and many […]

September 19, 2013
David S. Chang

In the financial industry, my goal is to see people reach their financial goals. This involves the discipline to stick to a long-term financial plan, a diversified portfolio and to pick solid investment products. But as simple as it sounds, there are quite a few things that can derail any plan. It is common for […]

August 14, 2013
David S. Chang

In a recent survey by Bankrate.com, more than a quarter of Americans stated that the best way to invest money they didn’t need for more than 10 years was cold, hard cash. Real estate came next at 23 percent, gold or other precious metals at 16 percent, and the stock market only at 14 percent. […]