David S. Chang

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SMART Solid Investments for a New Business

So you’re launching your own business? While you may be excited to fulfill your dream setup expenses can add up really fast. It can be helpful to get your head around which aspects of your business will promise the best returns on investment. These tips will help you invest your money in the right areas […]
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9 SMART Steps to a Successful Business

Hard work and determination are the foundations to any successful business. Working hard however isn’t enough for your business to thrive in today’s market. Here are steps that you can take to differentiate and set yourself apart. 1. Identify your Unique Selling Point When it comes to business strategy, there are only two ways to […]
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Use These Small and SMART Ways To Save Big

Small changes to your life can add up over time. Especially when it comes to your money, finding small and SMART ways to save can potentially be the difference between thriving versus surviving in retirement. Due to the power of compound interest, you’ll be surprised how quickly saving even nickels and dimes can add up. […]
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MY PERSONALITY SELF-ASSESSMENT – How do I see myself?

It’s obvious that God didn’t use a cookie cutter to stamp out people to look and have the same personality. God loves variety – just look around. And there is not a “right” or “wrong” personality. There is not a “right” or “wrong” personality, there is just YOUR PERSONALITY. A personality is difficult to change, […]
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Roles and Responsibilities of the Battalion Command Team and Staff

Battalion Commander Battalion Climate/Culture Battalion Priorities Officer Move/Career Management Decisions Leader Development / Leader Certification Soldier and Family Readiness Group (SFRG) Steering Committee Oversight Unit Justice/UCMJ External Communication – to Higher and Adjacent Units Battalion Command Sergeant Major Standards and Discipline Enlisted Soldier Management UCMJ Actions & Chapters Medical Readiness and Non-Deployable Soldiers Retention Awards […]
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Creating a Leadership Manual and What to Put In It

One of the first things any leader should do when taking command or joining a unit is to understand the organization. He or she should understand the different duty positions, roles, and their responsibilities. Not having clear job descriptions and expectations is one of the main reasons for poor team cohesion. You mustn’t assume that […]
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5 Ways To Save Money When Starting an Auto Business

Unlike many other types of small businesses, an auto business isn’t usually one you can easily start in your living room. You’ll need to spend anywhere from $1,500 to $15,000 a month for a suitable car shop space, $5,000 to $10,000 for a diagnostic machine, $15,000 for a tool set, $3,700 for installing a lift […]
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Pay down your debt: Snowball Method or Avalanche Method

In Debt? Two Ways To Pay Down Your Debt

Financial problems are all around us. Many Americans today are in debt and are having difficulty paying it down. According to the latest statistics: U.S. households have more than $15,000 in credit card debt. 43 percent of Americans spend more than they earn. 14 percent of income is used to just pay interest on credit […]
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