Should I Consolidate My Debt?
Have a lot of debt? Looking for a way to cut it down into one easy payment? See if this calculator works for you.
Choosing A Real Estate Agent
One of the top financial goals people have is purchasing a home. Many people buy a house only once in their lifetime, which is why you want the best representation possible for your needs. This is the first of three articles to help you make smarter decisions in purchasing your first home, an investment property […]
A Good Time For Tax Planning
As the end of 2012 approaches, we know you are busy with holidays, family, and travel, but it is also a good time to do some last minute tax planning. Currently, a significant number of tax breaks, collectively known as the Bush-era tax cuts, are due to expire on Dec. 31, meaning taxpayers could have […]
The Best Investment You Can Make
Many people are always on the lookout for the best investment to make money. It may be company stock, a mutual fund, a piece of real estate or maybe a business venture. However, there is one investment that many people overlook, and it is the best investment you can make: yourself! You are your […]
Lending Money To Family, Friends
Many of us may have been in a situation where a family member or friend has asked to borrow money. In 2011, 7 percent of homebuyers borrowed from a relative or friend to help purchase a house, and 14 percent of business owners also borrowed from family and friends to help cover costs. Lending money […]
Things To Plan For In Retirement
Being financially independent for retirement is one of the top goals for Americans. However, a recent study shows that half of Americans will die with almost no assets, and half of Americans will rely only on Social Security for income. With low asset levels, paying for unanticipated expenses and even raises in cost of living […]
Taking Full Advantage Of A 401(k)
401(k) retirement plans were first introduced by Congress in 1978. The name comes from the section (401) and paragraph(k) of the Internal Revenue Code. The retirement plans were created to encourage Americans to save more for retirement. Here are some tips and information to take full advantage of the benefits of a 401(k): 401(k) plans […]
Reasons To Get Renter’s Insurance
One of the most overlooked types of insurance is renter’s insurance. If you are currently renting the place you live in, losing everything to fire, flood, burglary or even a lawsuit can be devastating. Renter’s insurance covers your possessions against these potential problems. Here are some reasons why you should get renter’s insurance and key […]
Advice Worth $20,000 A Minute
In the early 1900s, Charles M. Schwab (not the financial guru Charles Schwab), Andrew Carnegie’s right-hand man and president of Bethlehem Steel, wanted to increase his efficiency and that of his management team. John D. Rockefeller Sr. suggested Schwab meet with Ivy Lee, a well-known efficiency expert and his personal consultant. Schwab was extremely busy, […]
Simple Steps For Preparing A Will
Benjamin Franklin once said, “Certainty? In this world nothing is certain but death and taxes.” No one wants to think about death, but a little planning can ensure your assets are divided smoothly after you are gone. Make a plan. A will dictates where your assets go when you die. Without it, you will not […]